UniVerde
Limited to a certain acquirer in Spain
Available soon
UniVerde is an easy, quick, convenient and secure payment method that allows you to accept purchases for the agricultural supplies if you have joined the UniVerde system.
UniVerde transactions are supported for the following transaction types:
| Transaction | Description |
|---|---|
| Purchase | Accept a UniVerde card payment and, where selected, the cardholder's installment plan. |
| Refund | Return funds by referencing the original purchase. |
| Cancellation | Cancel a purchase by referencing the original transaction. |
Besides, UniVerde supports various types of installment options. The options are stored on the terminal itself.
UniVerde offers 6 payment methods:
- End of period
- Payment at the end of the month
- Payment every 2 months
- Payment every 3 months
- Payment every 4 months
- Payment every 6 months
Send a UniVerde purchase
Send an AcceptorAuthorisationRequest using the standard nexo card-payment message layout. Set the card brand to UNIVERDE and include the selected installment plan when one applies.
| Field | Required | Value |
|---|---|---|
Envt/Card/CardBrnd | Yes | UNIVERDE |
AddtlTxData | No | The selected UniVerde installment plan, in the format shown below. |
Installment-plan fields
| Tag | Presence | Description |
|---|---|---|
Envt/Card/CardBrnd | M | Use value 'UNIVERDE' |
AddtlTxData | O | Use the following value '/Univerde/Instlmt/PmtMd=XX;TtlNbOfPmts=YYY;NbOfPmtsMrchnt=ZZZ' with - XX={P0,...,P6} 'P0' - End of period 'P1' - Monthly 'P2' - Every two months 'P3' - Every three months 'P4' - Every four months 'P6' - Every six months - YYY={001-999} -total number of payments - ZZZ={000-999} - number of payments paid by merchant |
<AddtlTxData>/Univerde/Instlmt/PmtMd=P1;TtlNbOfPmts=005;NbOfPmtsMrchnt=002</AddtlTxData>
All other xml tags need to be send in the same way as for other card payments. Encryption of xml tags under Card must be in place.
Receipt information
For an approved UniVerde installment purchase, the terminal can receive receipt information through standard nexo presentation actions. Each message uses ActnTp PRNT, MsgDstn CRCP, and Frmt TEXT.
| Receipt item | Message content | Example |
|---|---|---|
| Installment mode | UniverdeInstallmentMode:<description> | UniverdeInstallmentMode:Monthly |
| Installment amount | UniverdeInstallmentAmount:<amount> | UniverdeInstallmentAmount:111.22 |
| Annual percentage rate | AnnualPercentageRate:<rate> | AnnualPercentageRate:9.123456 |
Display or print these values exactly as received so the cardholder can review the selected repayment arrangement.
Refunds and cancellations
Process refunds and cancellations using the standard nexo flow for card payments. Include the original transaction reference so the operation is linked to the corresponding UniVerde purchase.
Updated 11 days ago
