Money Transfer
Money Transfer functionality is represented by scheme programs also known as Visa Account Funding Transaction (AFT) and Mastercard MoneySend.
The Account Funding Transaction (AFT) is a transaction used to pull funds from a card account in order to push Original Credit Transfer (currently recognised as Visa Direct) to a different account, which can be either the cardholder's or another person's account.
Mastercard MoneySend makes it possible to credit a Mastercard account (for a credit, debit or prepaid card) via the existing payments system infrastructure.
In order to use this special type of payment, your store must be enabled with the respective service.
The table below represents the overview of mandatory and optional parameters to be included in the transaction request:
| Field name | Description |
|---|---|
txntype | use value 'sale' |
businessApplicationIdentifier | Represents the identity of the merchant participating in AFT program, available values: • ACCOUNT_TO_ACCOUNT • BANK_INITIATED_TRANSFER • BUSINESS_TO_BUSINESS • CARD_BILL_PAYMENT • FUNDS_DISBURSEMENT • FUND_TRANSFER • GAMBLING_PAYOUT • GENERAL_FUNDS_DISBURSEMENT • GOVERNMENT_DISBURSEMENT • LOYALTY_PAYMENTS • MERCHANT_DISBURSEMENT • MERCHANT_PAYMENT • NON_CARD_BILL_PAYMENT • ONLINE_GAMBLING_PAYOUT • PAYROLL_OR_PENSION_DISBURSEMENT • PERSON_TO_PERSON • TOPUP_FOR_ENHANCED_PREPAID_LOADS • TOP_OFF • WALLET_TRANSFER • ZERO_DOLLAR_AUTHORIZATION Note: If the payment brand (Visa or Mastercard) cannot be identified before redirecting customer to the hosted payment page, then please include businessApplicationIdentifiertogether with transactionTypeIdentifier |
transactionTypeIdentifier | Mastercard's Transaction Type Identifier • BUSINESS_TO_BUSINESS_MONEY_SEND • BUSINESS_DISBURSEMENT_MONEY_TRANSFER • BUSINESS_TO_BUSINESS_MONEY_TRANSFER • CARD_BILL_PAYMENT_MONEY_SEND • CARD_BILL_PAYMENT_MONEY_TRANSFER • GOVERNMENT_DISBURSEMENT_NONPROFIT • OWN_ACCOUNT_MONEY_SEND • OWN_ACCOUNT_MONEY_TRANSFER • OWN_DEBIT_PREPAID_TRANSFER • OWN_WALLET_TRANSFER • PERSON_TO_PERSON_CARD_ACCOUNT • PERSON_TO_PERSON_MONEY_SEND • PERSON_TO_PERSON_MONEY_TRANSFER • RAPID_MERCHANT_SETTLEMENT Note: If the payment brand (Visa or Mastercard) cannot be identified before redirecting customer to the hosted payment page, then please include businessApplicationIdentifiertogether with transactionTypeIdentifier |
sdrName | Name of the sender |
sdrAccount | Account number of the sender |
senderAccountType | Account type of the sender E.g. 'IBAN' |
sdrReference | Reference number of the sender |
sdrAddr | Address of the sender |
sdrCity | City of the sender |
sdrState | State of the sender (ISO sub division code) E.g. 'HE' |
sdrCountry | ISO country code of the sender E.g. 'DE' or 'DEU' for Germany |
sdrZip | Zip code of the sender |
sdrPhone | Phone number of the sender |
sdrBirthDate | Birth date of the sender Format: YYYYMMDD |
receiverName | Name of the receiver |
rAccountNumber | Account number of the receiver |
receiverAccountType | Account type of the receiver E.g. 'OTHER' |
rReferenceNumber | Reference number of the receiver |
receiverAddress | Address of the receiver |
receiverCity | City of the receiver |
receiverState | State of the receiver (ISO sub division code) E.g. 'PRA' |
receiverCountry | ISO country code of the receiver E.g. 'DE' or 'DEU' for Germany |
receiverZip | Zip code of the receiver |
receiverPhone | Phone number of the receiver |
purposeOfPaymentCode | Purpose of payment code. Only needed for special countries for Visa. |
Updated about 1 month ago
