Purchasing cards
Purchasing Cards offer businesses the ability to allow their employees to purchase items with a credit card while providing additional information on sales tax, customer code etc. When providing specific details on the payment being made with a Purchasing card favourable addendum interchange rates are applied.
There are 3 levels of details required for Purchasing Cards:
Level I (L1) — standard transaction data; no enhanced data is required at this level.
Level II (L2) — requires that data such as tax amount and customer code be supplied in addition to the standard transaction date. (i.e. Visa only has a level II option)
Level III (L3) — allows a merchant to pass a detailed accounting of goods and services purchased to the buyer. All the data for Level I and Level II must also be passed to participate in Level III. (i.e. for both Visa and Mastercard).
A PurchaseCard element can contain contain 0-100 LineItemData elements.
The following represents an example of a purchasing card L3 transaction including a single LineItemData element and mandatory fields. As well as an example with multiple LineItemData elements with all possible fields populated:
<?xml version="1.0" encoding="UTF-8"?><SOAP-ENV:Envelope xmlns:SOAPENV="http://schemas.xmlsoap.org/soap/envelope/">
<SOAP-ENV:Header/>
<SOAP-ENV:Body>
<ns4:IPGApiOrderRequest
xmlns:ns4="http://ipg-online.com/ipgapi/schemas/ipgapi"
xmlns:ns2="http://ipg-online.com/ipgapi/schemas/a1"
xmlns:ns3="http://ipg-online.com/ipgapi/schemas/v1">
<ns3:Transaction>
<ns3:CreditCardTxType>
<ns3:StoreId>110995100</ns3:StoreId>
<ns3:Type>sale</ns3:Type>
</ns3:CreditCardTxType>
<ns3:CreditCardData>
<ns3:CardNumber>4035*****4977</ns3:CardNumber>
<ns3:ExpMonth>12</ns3:ExpMonth>
<ns3:ExpYear>28</ns3:ExpYear>
<ns3:CardCodeValue>XXX</ns3:CardCodeValue>
</ns3:CreditCardData>
<ns3:Payment>
<ns3:ChargeTotal>23</ns3:ChargeTotal>
<ns3:Currency>GBP</ns3:Currency>
</ns3:Payment>
<ns3:TransactionDetails>
<ns3:PurchaseCard>
<ns3:CustomerReferenceID>9632587410</ns3:CustomerReferenceID>
<ns3:SupplierInvoiceNumber>321456987</ns3:SupplierInvoiceNumber>
<ns3:SupplierVATRegistrationNumber>GB18150620</ns3:SupplierVATRegistrationNumber>
<ns3:LineItemData>
<ns3:CommodityCode>0</ns3:CommodityCode>
<ns3:Description>DIRECT MARKETING PURCH</ns3:Description>
<ns3:Quantity>200000</ns3:Quantity>
<ns3:UnitOfMeasure>TPR</ns3:UnitOfMeasure>
<ns3:UnitPrice>1200</ns3:UnitPrice>
<ns3:LineItemTotal>1200</ns3:LineItemTotal>
</ns3:LineItemData>
</ns3:PurchaseCard>
</ns3:TransactionDetails>
</ns3:Transaction>
</ns4:IPGApiOrderRequest>
</SOAP-ENV:Body>
</SOAP-ENV:Envelope>
<?xml version="1.0" encoding="UTF-8"?><SOAP-ENV:Envelope
xmlns:SOAP-ENV="http://schemas.xmlsoap.org/soap/envelope/">
<SOAP-ENV:Header/>
<SOAP-ENV:Body>
<ns3:IPGApiOrderRequest
xmlns:ns3="http://ipg-online.com/ipgapi/schemas/ipgapi"
xmlns:ns2="http://ipg-online.com/ipgapi/schemas/v1"
xmlns:ns4="http://ipg-online.com/ipgapi/schemas/a1">
<ns2:Transaction>
<ns2:CreditCardTxType>
<ns2:StoreId>110995100</ns2:StoreId>
<ns2:Type>preAuth</ns2:Type>
</ns2:CreditCardTxType>
<ns2:CreditCardData>
<ns2:CardNumber>4035*****4977</ns2:CardNumber>
<ns2:ExpMonth>12</ns2:ExpMonth>
<ns2:ExpYear>28</ns2:ExpYear>
<ns2:CardCodeValue>XXX</ns2:CardCodeValue>
</ns2:CreditCardData>
<ns2:Payment>
<ns2:SubTotal>15</ns2:SubTotal>
<ns2:ValueAddedTax>4</ns2:ValueAddedTax>
<ns2:DeliveryAmount>5</ns2:DeliveryAmount>
<ns2:ChargeTotal>24</ns2:ChargeTotal>
<ns2:Currency>GBP</ns2:Currency>
</ns2:Payment>
<ns2:TransactionDetails>
<ns2:PurchaseCard>
<ns2:CustomerReferenceID>9632587410</ns2:CustomerReferenceID>
<ns2:SupplierInvoiceNumber>321456987</ns2:SupplierInvoiceNumber>
<ns2:SupplierVATRegistrationNumber>GB1820</ns2:SupplierVATRegistrationNumber>
<ns2:TotalDiscountAmountAndRate>
<ns2:Amount>55</ns2:Amount>
<ns2:Rate>99.99</ns2:Rate>
</ns2:TotalDiscountAmountAndRate>
<ns2:VATShippingAmountAndRate>
<ns2:Amount>35</ns2:Amount>
<ns2:Rate>0.10</ns2:Rate>
</ns2:VATShippingAmountAndRate>
<ns2:LineItemData>
<ns2:CommodityCode>1112</ns2:CommodityCode>
<ns2:ProductCode>22369852147</ns2:ProductCode>
<ns2:Description>DIRECTMARKETINGPURCH</ns2:Description>
<ns2:Quantity>200000</ns2:Quantity>
<ns2:UnitOfMeasure>TPR</ns2:UnitOfMeasure>
<ns2:UnitPrice>1200</ns2:UnitPrice>
<ns2:VATAmountAndRate>
<ns2:Amount>9999</ns2:Amount>
<ns2:Rate>0.1</ns2:Rate>
</ns2:VATAmountAndRate>
<ns2:DiscountAmountAndRate>
<ns2:Amount>13</ns2:Amount>
<ns2:Rate>99.99</ns2:Rate>
</ns2:DiscountAmountAndRate>
<ns2:LineItemTotal>1200</ns2:LineItemTotal>
</ns2:LineItemData>
<ns2:LineItemData>
<ns2:CommodityCode>5647</ns2:CommodityCode>
<ns2:ProductCode>22369852148</ns2:ProductCode>
<ns2:Description>DIRECTMARKETINGPURCH</ns2:Description>
<ns2:Quantity>200001</ns2:Quantity>
<ns2:UnitOfMeasure>DAY</ns2:UnitOfMeasure>
<ns2:UnitPrice>1201</ns2:UnitPrice>
<ns2:VATAmountAndRate>
<ns2:Amount>9999</ns2:Amount>
<ns2:Rate>0.2</ns2:Rate>
</ns2:VATAmountAndRate>
<ns2:DiscountAmountAndRate>
<ns2:Amount>14</ns2:Amount>
<ns2:Rate>99.99</ns2:Rate>
</ns2:DiscountAmountAndRate>
<ns2:LineItemTotal>1202</ns2:LineItemTotal>
</ns2:LineItemData>
<ns2:LineItemData>
<ns2:CommodityCode>575</ns2:CommodityCode>
<ns2:ProductCode>22369852149</ns2:ProductCode>
<ns2:Description>DIRECTMARKETINGPURCH</ns2:Description>
<ns2:Quantity>200002</ns2:Quantity>
<ns2:UnitOfMeasure>ACR</ns2:UnitOfMeasure>
<ns2:UnitPrice>1203</ns2:UnitPrice>
<ns2:VATAmountAndRate>
<ns2:Amount>9999</ns2:Amount>
<ns2:Rate>0.3</ns2:Rate>
</ns2:VATAmountAndRate>
<ns2:DiscountAmountAndRate>
<ns2:Amount>15</ns2:Amount>
<ns2:Rate>99.99</ns2:Rate>
</ns2:DiscountAmountAndRate>
<ns2:LineItemTotal>1204</ns2:LineItemTotal>
</ns2:LineItemData>
</ns2:PurchaseCard>
</ns2:TransactionDetails>
</ns2:Transaction>
</ns3:IPGApiOrderRequest>
</SOAP-ENV:Body>
</SOAP-ENV:Envelope>
If a LineItemData element was removed, the example above would represent a purchasing card L2 transaction.
Updated about 2 months ago
