Introduction

When a transaction is made from an account that is in a different native currency than the merchant, there are two ways that currency conversion can happen:

• At the time the transaction is cleared, this is the standard way and relies on no up-front configuration
• At the time the transaction is authorised, which is done using a process called DCC (Dynamic Currency Conversion)

Our APIs offer the ability to achieve both, but for context, why would someone want to use DCC?

Pros

• It offers visibility to the consumer at time of sale in their native currency for improved transparency
• The exchange rate is locked in at the time of transaction

Cons

• The rate is usually less favourable, resulting in a higher transaction cost to the consumer

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Please note, that for compliance reasons Currency Conversion can only be offered on transactions that take place in full at that time (e.g. Sale, Refund) and not on any delayed settlement (e.g. recurring payments) due to the fluctuation of the rate of exchange.

REST API

RESTful Payment API solution specifics can be found here: REST API DCC Integration

Hosted Payment Page

Hosted Payment Page solution specifics can be found here: HPP DCC Integration

NEXO Acquirer API

NEXO solution specifics can be found here: NEXO DCC Integration